Keyman policies

Keyman insurance minimizes business risk on death or disability. Owning and managing a business is not a task for the faint hearted. Risk and assurance issues are often overlooked such the death or disability of a key employee, and the death or disability of a shareholder.

Small businesses are often reliant on one or two key individuals. The loss of one through either death or disability would place significant financial pressure on the company. The purpose of Keyman insurance is to cover this scenario.

A Keyman insurance policy is usually owned by the company, on the life of an employee, with the proceeds being paid to the company in the event of the employee’s death or disability.

Buy and sell agreements

A buy and sell arrangement, supported by a buy and sell agreement and life insurance, will ensure that on the death of a business owner, the business can continue to operate with as little disruption as possible.

The surviving business owner/s, as well as ensuring that the estate of the deceased business owner receives fair value for his/her business interest, as well as settlement of his credit loan account.

A buy-sell agreement, also known as a buyout agreement, is a binding agreement between co-owners of a business that governs what happens if a co-owner dies or is otherwise forced to leave the business, or chooses to leave the business.

A little about us

At Edge, we do not underestimate the power of vision. We believe that one of our greatest achievements lies in the Quality of our Service. Our motto is "Keeping the end in mind", this does not only apply to our investment principles and future planning principles, but also to our principles regarding service, and what we can uniquely offer our clients.